A Business Term Loan is a financing option funded by banks and non-bank lenders that provides Commercial Loans to businesses. In these loan programs, the company must pay the funds back, with interest, over a predetermined period.

A bridge loan is short-term financing used until a person or company secures permanent financing or removes an existing obligation. Bridge loans are short term, typically up to one year. These types of loans are generally used in real estate.

SBA Business Loans come in a handful of different packages all meant to provide the liquidity companies need to grow and scale their businesses. 

A working capital loan is a loan that is taken to finance a company's everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company's short-term operational needs.

A business line of credit allows you to borrow up to a certain limit and pay interest on only the portion of money that you borrow — similar to  the way a credit card works.You then repay the funds and can continue to draw on the line.

Merchant cash advances provide small businesses with an alternative to traditional bank loans. Business owners receive funds as a lump sum upfront from a merchant cash advance provider and repay the advance with a percentage of the business’s sales.

Equipment leasing is a type of financing in which you rent equipment rather than purchase it outright. You can lease expensive equipment for your business, such as machinery, vehicles or computers.

The debt restructuring process typically involves getting lenders to agree to reduce the interest rates on loans, extend the dates when the company's liabilities are due to be paid, or both. These steps improve the company's chances of paying back its obligations and staying in business.