No Doc Funding

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This program is a very popular loan option and is one of the easiest to qualify for, often the first step in obtaining and building business credit. Our "Unsecured Business Funding" does not require proof of income, making it the perfect choice for start-ups.

Requirements are:

• 680 credit score
• No proof of income
• No more than 5 new accounts opened in the past 24 months
• No late payments in the past 12 months
• 4 or fewer inquiries in past 6 months
• No bankruptcy in the last 10 years
• 2+ year old credit card with a limit of $500
• Free of unpaid collections charge-offs
• Funding limit: $150,000
• Funding form: Business/Personal Credit Cards
• Funding Timeline: 4 weeks
• Rate: 0% interest for the first 12-24 months, after that interest varies based upon credit profile
• Fee: 9.9% Success Fee 

This program is based on your personal credit profile, not on your income, requiring only a few established accounts to meet our pre-qualification. The total revolving credit lines can range from $20,000 to $200,000.

The applicants’ lowest scores only need to be 680 or higher, or a credit partner (business partner, spouse, relative, etc.) can be used as a personal guarantor for funding.

We can get you a funding offer without a hard credit pull.

Don’t have the 680 requirements yet? You don’t have to worry! You can bring in a credit partner, such as a business partner, spouse, relative, or friend, to personally guarantee the loan for a short time while you work on your personal credit. There will be no impact on their personal credit as these are business lines of credit that report to Dun & Bradstreet, not their personal credit profile.

We are now happy to offer an addition to our business funding program. The  Fast Track is perfect for individuals with a credit score of 650+ who are looking to establish a credit profile. The funding range is $5,000 to $25,000 and still at 0% for 12 to 24 months.